Built for Indian banking consumers

Got billed wrong?
Bank ignoring you?
Speak it. We'll take it up.

Tap the mic, tell us in your language what went wrong with your bank, NBFC or card. SpeakUp drafts the formal complaint, tells you exactly whom to send it to, and walks it up the RBI ladder all the way to the Ombudsman.

Free, always No legal advice — only help RB-IOS 2021 compliant
Languages supported
Hindi · Tamil · English · +
Institutions live
4 · adding weekly
Cost to you
₹0 · forever
Wins published
6
How it works

A voice. A draft. A send. A receipt of justice.

Step 1
Speak in your language

Tap the big red mic. Hindi, English, Tamil, and more. We capture the facts — bank, amount, dates, your card or account reference.

Step 2
We draft the formal complaint

Polite, factual, under 230 words. Includes the exact relief you want and the number where the bank can reach you.

Step 3
You send it — from your email

We open Gmail or your default mail app with everything prefilled. A hidden BCC comes back to us so we know it's sent.

Step 4
We escalate up the RBI ladder

If the bank stalls, we draft for the Nodal Officer, then the Principal Nodal Officer. At Day 30 or rejection, the RBI Ombudsman packet unlocks.

What you get

Everything the bank's complaint cell wishes you didn't know.

Voice-first, in your language

Powered by Sarvam Saaras v3 — speak in Hindi, Tamil, English, Telugu, Bengali, Marathi, Gujarati and more. We auto-detect.

Smart, factual drafting

Claude-powered. No embellishment, no legal threats, no invented facts — just a polite, formal complaint with the right structure.

Two-clock escalation engine

Per-level SLA + an absolute 30-day clock from your first send. When the bank stalls, we draft for the next officer up.

You always send the email

SpeakUp never emails your bank itself. You send from your own Gmail with one tap — and stay in full control.

RBI Ombudsman co-pilot

When eligible, we assemble the packet, walk you through cms.rbi.org.in step-by-step, and prepare the CRPC email fallback.

Wall of Wins

Real, anonymised outcomes from people like you — opt-in only, no names or numbers. Proof that the ladder works.

Live right now

Pre-mapped escalation ladders for these institutions.

Each one is wired all the way through Customer Care → Nodal Officer → Principal Nodal Officer, with the exact email addresses on file. Don't see yours? Sign up and tap "Request we add it" — we'll add it.

AB
Axis Bank
bank · L1 / L2 / L3 wired
BF
Bajaj Finance
nbfc · L1 / L2 / L3 wired
HB
HDFC Bank
bank · L1 / L2 / L3 wired
IB
ICICI Bank
bank · L1 / L2 / L3 wired
+ Request we add yours
Built for trust, not engagement

A grievance tool is no place to mine your data.

Voice clips auto-expire in 30 days.
We store the working transcript, not your voice forever.
DPDP-compliant consent up-front.
Versioned notice. Clear purpose. Withdraw anytime.
We never send email to your bank.
You always send from your own inbox — full control, zero impersonation risk.
Delete everything in one tap.
Account → Delete my data. Complaints, voice clips, your account — gone.
Wall of Wins

Real outcomes. Anonymised. Opt-in.

Every win on the wall is a user who chose to share — institution, issue, days to resolve. No names. No phone numbers. No account digits. Just proof the ladder works.

See the Wall of Wins
Wins published
6
Total recovered
₹12,555
Median days to resolve
< 30
Stage of escalation needed
usually L1–L2
Pricing

Free. Always. Period.

We will never charge consumers to file a grievance against an institution that already has their money. If SpeakUp ever monetises, it will be on the institution side — never yours.

No card. No subscription. No catch.
FAQ

Questions, answered honestly.

No. SpeakUp helps you draft a factual grievance and points you at the right officer on the RBI ladder. The facts you attest to are yours; we never invent details.
Got a banking issue right now?

Stop arguing with the customer-care script. In two minutes, you'll have a formal complaint that lands on the right desk — and a plan for what happens if they don't reply.

Sign in with your phone — no password, no app store.
SpeakUpSpeakUp

Voice-first grievance escalation for Indian banking, NBFC and credit-card consumers. Free, forever.

Made in India

SpeakUp is not affiliated with any bank, NBFC, the RBI or any regulator. The facts you attest to are yours. We draft and route — we never send email to institutions on your behalf.

© 2026 SpeakUp.

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